Payment Options

Financial and Insurance

We strive to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard and Discover credit cards.

Affordable Financing

Don’t let finances stand in your way of achieving the beautiful, healthy smile you deserve! We are pleased to offer in-house, interest free financing options that make your treatment more affordable. These flexible payment options allow you to pay for your treatment over a period of time so you can focus on what matters most-creating your healthy smile!


Roy Orthodontics accepts most dental PPO insurance plans. If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action.

To help us with your insurance filing, please make sure we have the most up to date dental insurance information by completing the Insurance Information form in its entirety and returning it to our office.

Once treatment has started, we will file your claims. It is customary for insurance companies to pay out orthodontic benefits on a monthly or quarterly basis over the course of treatment; rarely do they pay in a lump sum at the beginning. This means that if a policyholder’s employment changes or a policy terminates prior to the completion of treatment, the financially responsible party is accountable for all charges not paid as of the time of the change. It is the financially responsible party’s responsibility to provide Roy Orthodontics with any changes in insurance coverage within 10 working days of said change.